Loans 2 Help
Our list of financial products are as follows:
Mortgages:
Including house purchase, re-mortgage, buy to let and council
right to buy.
Mortgage to purchase your new house or remortgage to reduce
your monthly mortgage payments. We can also arrange buy-to-let
and council right to buy mortgages.
Secured Loans:
loans secured on your property
For any purpose, a secured loan can be used for building renovations,
a car, holiday or anything else. It can be a cheaper option
in comparison to an unsecured loan with a lower interest rate.
However, you must ensure that you can meet any increased payments
as your home could be at risk if you do not keep up repayments
on a mortgage or other loan secured on it.
Personal, unsecured loans,
loans for any purpose
Compare hundreds of loans and rates to find the most suitable
loan product for you. A persoanl loan may also be used to
settle other debts with higher interest rates i.e. credit
cards. However, if you do apply for a loan to consolidate
other debts then it is important that the loan is used for
this purpose and any other credit cards are then cancelled.
This is to ensure that you do not fall into the familiar personal
debt trap by receiving the loan funds, paying off the debts
only to spend again, taking the credit cards up to the limit
and compounding your personal debt problems.
If you have found that you have already fallen
into this trap and you are finding it difficult to meet the
repayments on your credit
card and other unsecured debts the you may need to consider
a debt management
program or IVA.
Please visit www.debts-solved.co.uk,
our dedicated debt
solutions website, for further information on how you
can reduce your monthly payments without further credit.
Credit cards
A new credit card can be used to settle other card bills at
a reduced interest rates, in mnay cases this could be a 0%
interest rate for a certain period, typically 6 or 9 months.
This can reduce your monthly outgoings considerably although,
if you have applied for a lower rate credit card to settle
a balance on another card, then you must ensure that the old
card is destroyed and the card cancelled so as not to affect
your credit rating and fall into the trap of increased personal
debt by bringing extra cards up to the limit.
If you have found that you have already fallen
into this trap and you are finding it difficult to meet the
repayments on your credit
card and other unsecured debts the you may need to consider
a debt management
program or IVA.
Please visit www.debts-solved.co.uk,
our dedicated debt
solutions website, for further information on how you
can reduce your monthly payments without further credit.
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